Just because you have dental insurance does not mean you get expensive treatments for free, most of the time you still have to pay for a regular checkup. For the most important procedures such as cosmetic surgeries, you have to pay for up to half of the total treatment cost. If this is the reason you are avoiding your dental visits, don’t worry: Now finance your needed dental procedures upfront and pay it in easy monthly payments.
What is a dental loan?
A dental loan is another kind of medical loan that is offered to patients in order to be able to pay for dental procedures and expensive cosmetic surgeries. Like many medical loans and traditional loans, they are not something that everyone is able to rely on. This means lenders will not give out these medical loans unless they know that you are able to pay it. Most of the time this is determined by your income and your credit score. Lenders don’t offer loans to patients with a low credit score which is very unfortunate. Denefits strongly believes that a person’s’ credit score should not dictate whether that person receives medical treatment or not.
What is Dental Finance?
Many patients seeking dental treatment are not aware that there are other alternatives to medical loans and medical credit cards. There is an option, provided by Denefits, that does not require a lengthy process and more importantly, it does not require credit checks. Our unique dental financing process was specially made to offer you a high chance for approval. We believe credit score can’t be a true source to judge paying ability of any patient. We understand bad experiences such as financial problems in the past can put negative effects on your credit score. We are able to give instant financing and approve 100% of the patients that apply for financing.
Why Choose Dental Financing Over Dental Loans?
Paying up front for treatment is not possible for all patients. In such situations, dental financing can be a good payment option for those patients. With a dental financing option, you can pay for your dental bills over time instead of paying all at once. Denefits allow you to turn that $3,000 medical bill into an easy low monthly payment. We know that not everyone is able to gather a lump sum of the money all at once.
Save Your Credit Card for Emergencies
Most Dental/Care credit cards nowadays impose heavy APRs and conditional penalties for late payments. With dental financing from deneifts.com, you can have:
- Easy
- Hassle-free
- Affordable monthly payments
Easier Than a Dental/Care Credit Card
Most Dental/Care credit cards hide their additional changes or conditional penalties that may impose on you with high APR during the treatment process. With Denefits dental financing, we ensure you, there are no credit check, no hidden fees and terms are presented to while signing the contract. We pride ourselves in being 100% transparent.
One of the unique features that set us apart from the rest of the financing companies is our modern Social Healthcare Payment Plan. With this unique feature, your family and friends are now able to directly help you pay your monthly payments. Denefits gives you these options so you won’t have to settle for one.
Dental Loans |
Dental Finance |
1. Credit Checks: |
1. No Credit Checks: |
2. Payment plans. |
2. Payment plans. |
3. Treatment Delay: |
3. No Treatment delay |
4. No Flexible Terms |
4. Flexible Terms |
5. There are no other platforms which offer social healthcare payments. |
5. Social Healthcare Payments |
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