The patient experience: Insurance design hurdles lead to access issues for too many Americans, including communities of color and the chronically ill.

3 in 10 insured Americans still face a financial barrier to care and some of the most vulnerable patients are also those more likely to experience barriers in accessing their care, according to our inaugural Patient Experience Survey (PES). This is apparent when we look at the disproportionate application of insurer tools – including prior authorization and failing first – on patients with chronic illnesses and communities of color.